Win a $50 Home Depot Gift Card from Ron Leraris Mortgage Services

If you know me, you know that I am serious about saving money. One simple way to put more cash in your pocket is by refinancing your current home mortgage at a lower interest rate. If you’ve considered refinancing, but didn’t know where to begin, Ron Leraris is here to help!

Ron is a licensed mortgage professional, and long-time Delaware County resident, who can answer any questions you may have about refinancing your home mortgage in Pennsylvania or New Jersey. After speaking with you about your financial goals, he will assess your personal situation and give you options to suit your needs. Ron and his team at GMH Mortgage Services have a wide selection of products at competitive rates. Once you have decided on a customized home loan option, you will be guided through the process to ensure that you understand exactly what is needed for a successful refinance.

Having in-house processing, underwriting and funding makes the process of securing a mortgage streamlined and straightforward. Whether you’re looking to buy a new house or refinance a current home mortgage in PA or NJ, Ron can help. Simply email Ron at, call him at 610.355.8281 or learn more at

Thanks to Ron Leraris Mortgage Services, one lucky Delco Deal Diva Reader will win a $50 Home Depot Gift Card. Wouldn’t this be perfect to use for an upcoming spring project or sprucing up?  Entering is easy!  Simply enter via the easy Rafflecopter below.  Good Luck!

a Rafflecopter giveaway

Disclosure: I received no compensation for this post; giveaway is being sponsored by Ron Leraris Morgage Services.  All opinions, as always, are my own.


  1. I haven’t considered refinancing to date but it is nice to know there is the option to do so!

  2. I haven’t considered refinancing either, since we refinanced relatively recently, but that’s a huge money-saver!

  3. Yes, I have considered refinancing and we are trying to do it right now

  4. We’ve done no cost refis twice in the past 4 years. Awesome difference in mortgage.

  5. I am a renter so it is not something I have had to consider yet

  6. Heather Hayes Panjon says:

    A Renter So Reducing Cost By Using Energy Saving Appliances.

  7. We try to cut costs from our daily expenses!

  8. thanks for offering this. we upgraded our a/c and heating unit to a more energy efficient unit.

  9. i havent considered it

  10. i don’t buy items if i don’t need them and i will never refinance
    Livivua chandler on rafflecopter- yes.4eva.r(atgmaildotcom)

  11. I haven’t considered it , Thank you for the chance to win!

  12. We have not considered refinancing but we are considering moving.

    (d schmidt in widget)

  13. We just recently refinanced!

  14. we use energy saving appliances

  15. We actually just talked about a re-fi last night and this morning I looked and was surprised in how much we could save per month.

  16. no, we go thru our local bank debbie jackson
    djackson1958 at hotmail dot com

  17. This comment has been removed by the author.

  18. We try to be smart about our thermostat and electricity use.

  19. We tried but can’t appraise for the value we need 🙁

  20. We just refinanced last year. I’d do it again to if the rates dropped again.

  21. We refinanced a few years ago. Just always remember to figure in all the fees when doing a refinance!

  22. We would but we are thinking of moving soon anyways

  23. We cant refinace til a stable job is in place

  24. We rent but we save money in every day life by making our needs (toothpaste, shampoo, detergent, etc) at home! We also rarely use heat/air, have one car and I work at home so no childcare costs!! We are also vegetarians so we save money by not buying meat/dairy!!!

  25. we have looked into refinancing but financially it was not worth while for us

  26. yes we are refinancing soon!

  27. I have never thought of refinancing

  28. No and we are just frugal overall

  29. No we haven’t thought about refinancing. We make sure the lights are out in the rooms we are not in.

    jennifer marie

    lilnursejen at yahoo dot com

  30. Not refinancing at this time, couponing, energy efficient appliances

  31. we make sure the lights are off when not in that room and we also use heated blankets to cut down on heat. we also coupon.

    amanda sakovitz on rafflecopter

  32. We have refinaned before to help out
    amy williams

  33. I make sure to shut the lights and TV when I go out, and keep the heat low.

  34. I am a renter so I don’t have a mortgage.

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  36. Attractive post. In my estimation, either way, whether we pay on due time or in advance, we just have to pay what is unpaid from us. On the other offer, the bank must be fair sufficient to tell us what is true.Mortgage

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